Privacy Notice for Legacy Advisory Group

Aidan Byrne trading as Legacy Advisory Group is committed to protecting and respecting your privacy. We wish to be transparent about how we process your personal data and demonstrate our accountability under the General Data Protection Regulation (GDPR) in relation to not only processing your personal data but ensuring you understand your rights.

For the purposes of GDPR, the data controller is Aidan Byrne trading as Legacy Advisory Group.

Our contact details are:

Aidan Byrne trading as Legacy Advisory Group
Askamore, Gorey, Co. Wexford, Y25 A2C3 | clientservices@legacyadvisorygroup.ie | +353 87 969 3942


When we refer to "we", "us" or "our", we mean Aidan Byrne trading as Legacy Advisory Group.

Please read this Privacy Notice carefully as it sets out the basis on which any personal data we collect from you, or that you provide to us, will be processed by us.

Who Are We?

Aidan Byrne trading as Legacy Advisory Group is regulated by the Central Bank of Ireland. Our principal business is to provide financial planning, investment, pension and protection advice and to arrange transactions on behalf of clients where appropriate.

A full list of product providers and institutions with which we deal is available on request.

Data Protection Contact

Name: Aidan Byrne
Email: aidan.byrne@legacyadvisorygroup.ie    Phone: +353 87 969 3942

How Do We Collect Your Information?

We may collect your personal information when you:

  • Request a service from us

  • Register with or use our website or online applications

  • Use our website which installs cookies

  • Engage with us on social media (for example, LinkedIn)

  • Contact us with a complaint or query

  • Apply for a position with us

What Information Do We Collect?

We may collect the following types of personal data:

  • Contact details (name, address, telephone number and email address)

  • Unique identifiers (PPS number, pension scheme reference and policy numbers

  • Demographic information (age, gender, marital status and dependants)

  • Family and beneficiary details

  • Employment information

  • Publicly available information

  • Health information

  • Pension and insurance benefit information

  • Financial information

  • Claims information

  • Marketing preferences

  • Online usage information

  • Event participation information

  • Social media activity

  • Sanctions and anti-money laundering verification information

  • Information entered into website calculators and online tools

When we collect sensitive personal data, including health information, we will ensure that we have your explicit consent and/or another lawful basis for processing such data.

Information We Automatically Collect

We may collect IP addresses, cookies, web beacons and analytical data relating to your use of our website. Functional and marketing cookies will only be used with your consent where required. 

How Do We Use Your Personal Data?

We use your personal data to:

  1. Provide financial planning and advisory services

  2. Arrange financial products and investments on your behalf

  3. Meet legal and regulatory requirements, including anti-money laundering obligations

  4. Communicate with you regarding our services

  5. Process claims where applicable

  6. Respond to enquiries and requests

  7. Administer and improve our website

  8. Provide contracted services

  9. Handle complaints

  10. Notify you of changes to our services

  11. Send information about services, events or updates where appropriate

Legal Basis for Processing

  • We process personal data under one or more of the following legal bases:

Contract

  • To provide services requested by you.

Legal Obligation

  • To comply with legal and regulatory obligations.

Consent

  • For certain processing activities, including marketing communications where required.

Legitimate Interests

  • For the effective operation and administration of our business.

  • Where processing is based on consent, you may withdraw that consent at any time.

How We Share Your Data

We may share your personal information with:

  • Product providers and financial institutions

  • Investment platforms and pension providers

  • Insurance companies and underwriters

  • Professional advisers, including legal and tax advisers

  • Medical professionals where necessary for insurance applications

  • Regulatory authorities and law enforcement agencies where required

  • IT, software and customer relationship management service providers

  •   Auditors and compliance consultants

We only share information where necessary and subject to appropriate safeguards.

Transfers Outside Ireland

  • Where personal data is transferred outside the European Economic Area (EEA), we will ensure that appropriate safeguards are in place in accordance with applicable data protection laws.

Security

  • We maintain appropriate technical and organisational security measures designed to protect your personal data against unauthorised access, loss, misuse, alteration or disclosure.

Retention

  • We retain personal data only for as long as necessary to fulfil the purposes for which it was collected and to comply with legal, regulatory and business requirements.

  • When personal data is no longer required, it will be securely disposed of or anonymised.

Your Rights

Under data protection legislation, you have the right to:

  • Access your personal data

  • Request correction of inaccurate or incomplete data

  • Request erasure of your personal data in certain circumstances

  • Request restriction of processing

  • Receive your data in a portable format

  • Object to processing

  • Withdraw consent where processing is based on consent

  • Lodge a complaint with a supervisory authority

Complaints

  • If you have concerns regarding how we process your personal data, please contact our Data Protection Contact in the first instance.

  • You also have the right to lodge a complaint with:

Data Protection Commission

21 Fitzwilliam Square South, Dublin 2, D02 RD28
Email: info@dataprotection.ie
Website: Data Protection Commission

Failure to Provide Information

  • Where you do not provide information that is required for us to deliver our services or comply with legal and regulatory obligations, we may be unable to provide certain services to you.

Profiling and Automated Decision Making

We may conduct:

  • Risk profiling

  • Client suitability assessments

  •  Anti-money laundering screening

  • Politically Exposed Person (PEP) checks

  • Sanctions screening

  • Any profiling undertaken will be proportionate and carried out in accordance with applicable legal and regulatory requirements.

Special Categories of Data

  • We process special category personal data only where necessary, where authorised by law, or with your consent, including for insurance, pension and financial planning purposes.

Contact Us

  •   If you have any questions regarding this Privacy Notice or how we process your personal data, please contact:

Aidan Byrne trading as Legacy Advisory Group

Askamore, Gorey, Co. Wexford, Y25 A2C3 | clientservices@legacyadvisorygroup.ie | +353 87 969 3942

Privacy Notice Updates

  • We may update this Privacy Notice from time to time to reflect changes in legislation, regulation or our business practices.

  • Any updates will be published on our website and the most recent version will always be available there.